银行卡二三四要素验证

支持银行卡二要素（姓名 + 卡号）、三要素（姓名 + 卡号 + 身份证）、四要素（姓名 + 卡号 + 身份证 + 手机号）逐级验证，按传入参数自动判断要素级别。套餐制，每次调用扣减 1 次。

接口信息

请求参数

请求示例

PHP

<?php
$app_id = 'YOUR_APP_ID';
$app_key = 'YOUR_APP_KEY';
$url = 'https://yunsapi.com/api/v3/yhkhy';
$params = [
    'name'    => '张三',
    'acct_no' => '6222020200012345678',
    'idcard'  => '510107199306284455',
];

$ch = curl_init($url);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($params));
curl_setopt($ch, CURLOPT_HTTPHEADER, [
    'Content-Type: application/json',
    'X-APP-ID: ' . $app_id,
    'X-APP-KEY: ' . $app_key,
]);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);

$resp = curl_exec($ch);
curl_close($ch);

echo $resp;

Java

import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;

public class BankCardDemo {
    public static void main(String[] args) throws Exception {
        String appId = "YOUR_APP_ID";
        String appKey = "YOUR_APP_KEY";
        String url = "https://yunsapi.com/api/v3/yhkhy";
        String body = "{\"name\":\"张三\",\"acct_no\":\"6222020200012345678\",\"idcard\":\"510107199306284455\"}";

        HttpClient client = HttpClient.newHttpClient();
        HttpRequest req = HttpRequest.newBuilder()
                .uri(URI.create(url))
                .header("Content-Type", "application/json")
                .header("X-APP-ID", appId)
                .header("X-APP-KEY", appKey)
                .POST(HttpRequest.BodyPublishers.ofString(body))
                .build();

        HttpResponse<String> resp = client.send(req, HttpResponse.BodyHandlers.ofString());
        System.out.println(resp.body());
    }
}

响应示例

{
    "code": 0,
    "msg": "success",
    "data": {
        "state": "1",
        "element_type": "三要素",
        "remain": 9
    },
    "request_id": "req_xxx"
}

响应参数